Hi and Good morning! It’s Adam Quatrini of QuatriniRafferty with another Legal Tip Tuesday.

What I wanted to quickly address today is “The Future.” And particularly the future for children with disabilities. In Social Security Disability, you can have an adult disabled child. A lot of times when moms and dads, grandmothers, aunts, and others come and speak with me about the future, they want to make sure that their child or whomever is protected in the future.

In order to do this, you can file for Adult Disabled Child Benefits. You just have to demonstrate and prove under the Social Security Act that the child has become disabled prior to 22 and after the age of 18. And when you do this, this allows that child who is disabled to earn off of mom or dad’s record, when they retire, or if they’re on Social Security Disability themselves, or when they pass away.

This is important because it gives you peace of mind to know that your adult disabled child will be taken care of financially in the future. This is Adam Quatrini. Have a great day.