Hello, welcome back! This is Vince Quatrini with Legal Tip Tuesday. Last time I talked about the emotions that a chronically injured or disabled individual experiences, and we talked about ways that you can cope with those changes and live with them in a healthy way. Today I want to talk about some of the financial impacts of a permanent change and the ability to earn a living. What we know is that once you go off work and your paycheck stops, and your injured worker benefits haven’t started yet, very quickly bills add up. Worries financially, so, what do you do? Well we recommend that you immediately sit down with your family and look at ways to reduce your personal and family expenses. I know it might sound a little harsh, but maybe you need to look at that cable bill and all of the things that go with it.

And just say to yourself, look, we don’t know how long this is going to last, let’s cut it in half, lets find ways to reduce it. You know, maybe we were going out to dinner so often, maybe we need to stop that. Look at each item in your personal expense list. You’re living on less, you need to spend less. And the sooner you reduce the amount going out the door, the better chance you have of avoiding financial disaster. And again, more importantly maybe all of the worry and stress that comes with it. We see it constantly. Next time, we’re going to talk about what can I do with this new-found time that I have in my life? So, for today, find ways to live on less while you’re trying to work through a chronic or permanent injury or disability. It’s Legal Tip Tuesday, and this is Vince Quatrini.