People often assume that by declaring bankruptcy, they lose important assets like their homes, cars, savings, and retirement funds. That simply is not the case. In fact, it’s the opposite! Bankruptcy can help you keep what’s important to you and rebuild your finances. Let’s take a peek at what I feel are the top 3…

Oh, how we remember that going off to college brought newfound freedoms. One of those new experiences for many students is their first foray into a world of credit and debt. According to an Experian College Graduate Survey conducted in April 2016, 58% of soon-to-be-graduates said they had a credit card, while 30% said they…

In Part 1 of “WHEN YOUR FINANCIAL WORLD IS TURNED UPSIDE DOWN,” we discussed how Bankruptcy protects you from the nasty world of collections and the questionable world of debt consolidation, or so-called debt counseling. In Part 2, we’ll focus on the other powerful tools which help you start a fresh financial life after bankruptcy.…

Dear Small Business Owner, Having been a small business owner myself, I have a passion for helping other entrepreneurs like me. Businesses are a puzzle that require finding the right mix of a good product(s)/service(s), finding the right people to work in the business, finding the right customers, and controlling your expenses to make a…

What do I do? Do I have options? Isn’t bankruptcy going to ruin my credit for seven years? Shouldn’t I call a Debt Consolidation company first? There is a common misunderstanding when it comes to bankruptcy. Over the years, the term has come to mean failure or financial ruin. This myth is simply not true.…